OUR
PRODUCTS
D&O
Directors & Officers Liability guarantees the personal assets of directors, statutory auditors, OdV , executives, and the payment of defense costs incurred in the event of claims for compensation presented by third parties who believe, rightly or wrongly, that they have suffered a damage as a result of an unlawful act committed by the aforementioned senior figures of companies.
Company Directors and Managers operate in a complex legal environment and companies around the world must comply with a wide range of laws, standards, rules and regulations.
In such an environment, directors are exposed to risks both in their country and abroad, therefore need adequate D&O cover.
Simplymore offers various solutions with Limits of Indemnity up to 5 million, no deductible, unlimited retroactivity, claims made directly to the company (Company Liability), claims for compensation for work lawsuites (Employers Practice Liability), claims following a cyber attack (cyber extension).
Professional Indemnity fo Engineers, Architects,
Accountants, Lawyers and other Technical activities
Professional Indemnity insurance covers in respect of all amounts (capital, interest and costs) for which they are liable according to laws and regulations in force for damages and claimant’s costs and expenses in respect of claims arising out of the conduct of the Business.
In today’s society, characterized by the proliferation of disputes, any professional, regardless of the type of service provided, is never completely protected from the possibility that his work and advice fail to meet the expectations of his clients and from the consequent risk of incurring a legal action for civil liability which can be costly and exhausting.
Simplymore offers various solutions with multiple companies – Coverage standards are high with the ability to tailor cover to suit the needs of individual professionals.
Legal Protection
Legal Protection is the right policy for anyone who owns a company or is a professional: it guarantees security and stability by offering the best legal protection to the owner, but also to all employees. It is a 360-degree guarantee plan that responds to all the inconveniences that may arise in the context of one’s professional activity. A high standard of guarantee allows companies and/or professionals to deal with both criminal and civil litigation in absolute tranquility with the support of a company specialized in this area.
Personal Accident
Personal Accident is a policy aimed at Professionals or employees of the Policyholder, but also to Associations, Federations and is provided for the events of Death or Permanent Disability deriving from accidents that the policyholders suffer during the exercise of professional and/or non-professional activities.
Various guarantees are provided such as refund for medical expenses and for esthetic damages incurred as a result of accidents, tropical diseases. Furthermore, it is possible to have Cover for Permanent disability due to illness, daily allowance for hospitalization and cast following an accident, daily allowance for hospitalization due to illness, daily allowance for temporary incapacity following an accident or illness, critical illness, and an extension of cover can be required for special events are also.
Simplymore is also specialized in personal accident cover for sports professionals for which it is possible to offer tailored policies with high quality and economic standards.
Cyber
The Cyber Policy protects companies and professionals from liability arising from violations of security devices and from the violation of privacy relating to the loss or unauthorized spreading of third party data.
Our solutions include:
Emergency response (team of response legal counsel and IT specialists offering critical support and coordinated response)
Remediation costs (indemnifies Legal costs, IT and PR services – Credit Monitoring and Digital Identity (ID) services – Data recovery and Breach Notification costs)
Data Protection and Liability – (responds to third party claims arising out of a network security breach)
Business Interruption – (covers lost profits and mitigation expenses when business operations are disrupted or suspended due to a cyber security incident)
Bricking Incident (Hardware)
Reputational damage
Slight negligence Entity cover
This insurance cover is provided for the civil and administrative liability of both Public Bodies and its employees and directors. This particular type of policy concerns various professional figures such as statutory auditors, general managers, councilors or simple officials, who could be called upon to answer for financial loss, to the State, caused in the performance of their institutional duties due to errors or omissions carrying out their functions. Wide cover, in terms of conditions, with high standards, distinguish our offer.
Marine & Aviation
Aviation policies cover operators of General Aviation aircrafts, helicopters, gliders, balloons, drones against damage to aircraft, civil liability or aeronautical accidents occurring during the flight or on the ground.
Features of the covers offered are:
Damage to aircraft: both during flight and while on the ground, for ordinary risks and war and similar risks;
Civil liability of the operator towards third parties on the surface or towards passengers transported according to national and EU regulations on the matter;
Aeronautical accidents suffered in flight or while stored, on board the insured aircraft, by crew members or passengers;
Marine policies cover goods during transport by any means including the storage phase. A broad spectrum of risks is covered which includes loss of property caused by theft, damage, acts of war or terrorism. Specific coverage is available for the liability of shippers, road haulers and logistics companies operating in the complex transport chain.
Features of the covers offered are:
Cargo policies – cover all the company’s transport activities as an umbrella
Carrier Liability/on behalf – covers the road carrier’s civil liability for both national and international transport under the so-called CMR Convention.
Import/Export Subscription Cargo Policy covers single shipments of a continuous nature. It provides for the summary of shipments and the payment of a periodic premium.
Project Cargo – mainly intended for the energy production sector (renewable and non-renewable), also covers indirect damages due to lack of production following an accident that occurred during transport.
Contingency
The term “CONTINGENCY COVERS” defines all those so-called “special” or “unusual” covers in the insurance market that go beyond the traditional concept of insurable risks.
Adverse Weather Conditions (Cancellation)
It covers proven net losses, in the event that one or more insured shows or events are forcibly cancelled, abandoned, postponed, interrupted or rescheduled.
Loss of Revenue
Insures the “loss of profit” due to the failure of one’s team and/or athletes to achieve certain results. Damages in the event of failure to win a tournament, relegation to a lower category, failure to qualify, etc.
Not Appearance
Covers proven net losses, in the event that one or more insured performances or events are forcibly cancelled, abandoned, postponed, interrupted or rescheduled due to the non-appearance of key actors or performers.
Over Redemption
The policy covers an “Over Redemption” which could arise from the success of a promotion beyond expectations.
Death Accident and Disgrace
Insures “testimonials” of advertising campaigns, whether they are athletes, personalities from the world of entertainment or the public, for damages that may occur from linking the name of one’s company to someone who ruins its image with incorrect behavior or who suffers accidents that do not allow them to continue that particular advertising campaign.
Prize Indemnity
Insures prizes in cases where a sponsor sets prizes and/or incentives to be given to athletes, individually or as a team, in the event of the achievement of certain objectives.
Property & Casualty
Property insurance protect corporate assets from events such as: fire, explosion, machine breakdowns, earthquakes, floods and socio-political events and also operate in cases of consequent Business Interruption, which may result in loss of profit or higher costs for the continuation of the activity.
Casualty coverage spans several complex risk areas, from liability car insurance to general liability, product liability and employer’s liability towards its workers.
In these areas Simplymore can provide its intermediaries with customized solutions for medium/large companies/institutions, providing support in the following sectors: Pharmaceutical ; Food industry; chemical ; Automotive and real estate.
Technological Risks
Technological risks are insurance covers for construction assets (CAR and EAR policies), assets in operation (machinery breakdown, plants, electronic equipment, the so-called electronic policy) and for leased assets (so-called leasing policy) and ten-year posthumous.
Technological risk insurance arises from the need to protect companies that make use of electronic and technological equipment in the exercise of their business, and which, therefore, need effective coverage to safeguard not only their means of production, but also their industrial and civil works, both in the construction and operational phases.
Not Standard
This includes those risks that cannot be classified under the other types of contracts mentioned above and therefore must be submitted to the insurance markets as individual negotiations to be assessed each for its peculiarities.
Simplymore is able to find placement for a wide range of NOT STANDARD risks such as, but not limited to: Excess casualty – Excess D&O – Clinical Trials -Tampering/CPI – International programs – Mission coverage – GL asseveratori.
OUR
PRODUCTS
D&O
Directors & Officers Liability guarantees the personal assets of directors, statutory auditors, OdV , executives, and the payment of defense costs incurred in the event of claims for compensation presented by third parties who believe, rightly or wrongly, that they have suffered a damage as a result of an unlawful act committed by the aforementioned senior figures of companies.
Company Directors and Managers operate in a complex legal environment and companies around the world must comply with a wide range of laws, standards, rules and regulations.
In such an environment, directors are exposed to risks both in their country and abroad, therefore need adequate D&O cover.
Simplymore offers various solutions with Limits of Indemnity up to 5 million, no deductible, unlimited retroactivity, claims made directly to the company (Company Liability), claims for compensation for work lawsuites (Employers Practice Liability), claims following a cyber attack (cyber extension).
Professional Indemnity fo Engineers, Architects, Accountants, Lawyers and other Technical activities
Professional Indemnity insurance covers in respect of all amounts (capital, interest and costs) for which they are liable according to laws and regulations in force for damages and claimant’s costs and expenses in respect of claims arising out of the conduct of the Business.
In today’s society, characterized by the proliferation of disputes, any professional, regardless of the type of service provided, is never completely protected from the possibility that his work and advice fail to meet the expectations of his clients and from the consequent risk of incurring a legal action for civil liability which can be costly and exhausting.
Simplymore offers various solutions with multiple companies – Coverage standards are high with the ability to tailor cover to suit the needs of individual professionals.
Legal Protection
Legal Protection is the right policy for anyone who owns a company or is a professional: it guarantees security and stability by offering the best legal protection to the owner, but also to all employees. It is a 360-degree guarantee plan that responds to all the inconveniences that may arise in the context of one’s professional activity. A high standard of guarantee allows companies and/or professionals to deal with both criminal and civil litigation in absolute tranquility with the support of a company specialized in this area.
Personal accident
Personal Accident is a policy aimed at Professionals or employees of the Policyholder, but also to Associations, Federations and is provided for the events of Death or Permanent Disability deriving from accidents that the policyholders suffer during the exercise of professional and/or non-professional activities.
Various guarantees are provided such as refund for medical expenses and for esthetic damages incurred as a result of accidents, tropical diseases. Furthermore, it is possible to have Cover for Permanent disability due to illness, daily allowance for hospitalization and cast following an accident, daily allowance for hospitalization due to illness, daily allowance for temporary incapacity following an accident or illness, critical illness, and an extension of cover can be required for special events are also.
Simplymore is also specialized in personal accident cover for sports professionals for which it is possible to offer tailored policies with high quality and economic standards.
Cyber
The Cyber Policy protects companies and professionals from liability arising from violations of security devices and from the violation of privacy relating to the loss or unauthorized spreading of third party data.
Our solutions include:
Emergency response (team of response legal counsel and IT specialists offering critical support and coordinated response)
Remediation costs (indemnifies Legal costs, IT and PR services – Credit Monitoring and Digital Identity (ID) services – Data recovery and Breach Notification costs)
Data Protection and Liability – (responds to third party claims arising out of a network security breach)
Business Interruption – (covers lost profits and mitigation expenses when business operations are disrupted or suspended due to a cyber security incident)
Bricking Incident (Hardware)
Reputational damage
Slight negligence Entity cover
This insurance cover is provided for the civil and administrative liability of both Public Bodies and its employees and directors. This particular type of policy concerns various professional figures such as statutory auditors, general managers, councilors or simple officials, who could be called upon to answer for financial loss, to the State, caused in the performance of their institutional duties due to errors or omissions carrying out their functions. Wide cover, in terms of conditions, with high standards, distinguish our offer.
Marine & Aviation
Aviation policies cover operators of General Aviation aircrafts, helicopters, gliders, balloons, drones against damage to aircraft, civil liability or aeronautical accidents occurring during the flight or on the ground.
Features of the covers offered are:
Damage to aircraft: both during flight and while on the ground, for ordinary risks and war and similar risks;
Civil liability of the operator towards third parties on the surface or towards passengers transported according to national and EU regulations on the matter;
Aeronautical accidents suffered in flight or while stored, on board the insured aircraft, by crew members or passengers;
Marine policies cover goods during transport by any means including the storage phase. A broad spectrum of risks is covered which includes loss of property caused by theft, damage, acts of war or terrorism. Specific coverage is available for the liability of shippers, road haulers and logistics companies operating in the complex transport chain.
Features of the covers offered are:
Cargo policies – cover all the company’s transport activities as an umbrella
Carrier Liability/on behalf – covers the road carrier’s civil liability for both national and international transport under the so-called CMR Convention.
Import/Export Subscription Cargo Policy covers single shipments of a continuous nature. It provides for the summary of shipments and the payment of a periodic premium.
Project Cargo – mainly intended for the energy production sector (renewable and non-renewable), also covers indirect damages due to lack of production following an accident that occurred during transport.
Contingency
The term “CONTINGENCY COVERS” defines all those so-called “special” or “unusual” covers in the insurance market that go beyond the traditional concept of insurable risks.
Adverse Weather Conditions (Cancellation)
It covers proven net losses, in the event that one or more insured shows or events are forcibly cancelled, abandoned, postponed, interrupted or rescheduled.
Loss of Revenue
Insures the “loss of profit” due to the failure of one’s team and/or athletes to achieve certain results. Damages in the event of failure to win a tournament, relegation to a lower category, failure to qualify, etc.
Not Appearance
Covers proven net losses, in the event that one or more insured performances or events are forcibly cancelled, abandoned, postponed, interrupted or rescheduled due to the non-appearance of key actors or performers.
Over Redemption
The policy covers an “Over Redemption” which could arise from the success of a promotion beyond expectations.
Death Accident and Disgrace
Insures “testimonials” of advertising campaigns, whether they are athletes, personalities from the world of entertainment or the public, for damages that may occur from linking the name of one’s company to someone who ruins its image with incorrect behavior or who suffers accidents that do not allow them to continue that particular advertising campaign.
Prize Indemnity
Insures prizes in cases where a sponsor sets prizes and/or incentives to be given to athletes, individually or as a team, in the event of the achievement of certain objectives.
Property & Casualty
Property insurance protect corporate assets from events such as: fire, explosion, machine breakdowns, earthquakes, floods and socio-political events and also operate in cases of consequent Business Interruption, which may result in loss of profit or higher costs for the continuation of the activity.
Casualty coverage spans several complex risk areas, from liability car insurance to general liability, product liability and employer’s liability towards its workers.
In these areas Simplymore can provide its intermediaries with customized solutions for medium/large companies/institutions, providing support in the following sectors: Pharmaceutical ; Food industry; chemical ; Automotive and real estate.
Technological Risks
Technological risks are insurance covers for construction assets (CAR and EAR policies), assets in operation (machinery breakdown, plants, electronic equipment, the so-called electronic policy) and for leased assets (so-called leasing policy) and ten-year posthumous.Technological risk insurance arises from the need to protect companies that make use of electronic and technological equipment in the exercise of their business, and which, therefore, need effective coverage to safeguard not only their means of production, but also their industrial and civil works, both in the construction and operational phases.
Not Standard
This includes those risks that cannot be classified under the other types of contracts mentioned above and therefore must be submitted to the insurance markets as individual negotiations to be assessed each for its peculiarities.
Simplymore is able to find placement for a wide range of NOT STANDARD risks such as, but not limited to: Excess casualty – Excess D&O – Clinical Trials -Tampering/CPI – International programs – Mission coverage – GL asseveratori